The Profile Dossier: Dave Ramsey, the No-Nonsense Personal Finance Guru

“We buy things we don't need with money we don't have to impress people we don't like.”

Dave Ramsey wants you to get out of debt, and he’s not afraid to tell you exactly what you’re doing wrong.

“Debt is so ingrained into our culture that most Americans cannot even envision a car without a payment, a house without a mortgage, a student without a loan, and credit without a card,” he says.

Ramsey is so passionate about personal finance and fin…